financial health

This is continuing the discussion on some ways to curb spending on items you did not budget for and  some tips to track your spending. Some of the main tools required are Discipline, Tracking and Being Conscious. Limit use of Cash – Limit paying for goods and services with cash. Either use cheques or make

Have you considered how much of your earnings you cannot account for? Apart from your needs, like groceries and wants like a new pair of black shoes, there is another real category called the “Unclassified and Uncaptured spending”. There are many ways to set a budget and to decide how much to spend on a