Featured Personal Finance

Are you on Track to be Financially Independent at 59?

Nigeria celebrated 59 years of independence last week. We know that in this period, we have not met expectations based on what we have been endowed with. Fortunately, we still have a huge opportunity to earn and to manage our resources properly to get out of this situation. 59 is a relatively short time in […]

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going cashless

The World is Going Cashless: How Ready are You?

The world is going cashless whether you are ready or not. All the signs are towards encouraging everyone to go cash-free. Increasingly, these initiatives will impact everyone.  The Central Bank of Nigeria’s (CBN) cashless policy commenced on January 1, 2012 in a phased approach that featured Lagos as the pilot state. In a circular, dated September

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Money and resolutions

Money Matters and New Year Resolutions

  Money Matters and New Year Resolutions   A new year brings with it a sense of renewal and the age-old tradition of new-year resolutions helps you to focus on making positive changes in various aspects of your life. Many people make new-year resolutions to exercise regularly and maintain a healthier lifestyle, to be more prayerful,

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“I DON'T EARN ENOUGH TO SAVE!”

“I Don’t Earn Enough To Save!”

31-year-old Laitan Johnson has dreams and aspirations but says, “I Don’t Earn Enough to Save.” He wants to achieve his goals, such as renting an apartment, buying a car, and getting married next year; it seems almost impossible with his income of N125,000 a month. When money is so tight, saving tends to be the

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