Buying a family car is not always an easy decision, especially when you’re strapped for cash. You need to find a vehicle that will be versatile, durable, and able to handle the occasional trip. In some cases, you may also want to consider things like extra space for carpooling. You also want a vehicle that…
Tag: budget
Are You Prone to Money Mistakes?
We all make money mistakes from time to time but there are some that are hard to recover from. Here are a few common money mistakes that you should try to avoid: Failure to Plan When you have goals, you have something to work towards. These goals might include homeownership, starting your own business, early…
Don’t Plan For A Royal Wedding If You Can’t Afford One!
What a wonderful weekend I’ve had watching every last detail of The Royal Wedding. The dress, the music, the pipe organ, the choir and orchestra, the flowers, the pomp and pageantry! If you grew up on Grimm’s Fairy Tales, you were conditioned to dream of a fairy tale wedding perhaps to a real prince. Parents…
5 Budgeting Tips To Avoid Over Spending This Holiday Season
5 Budgeting TIPS To Avoid Over Spending This Holiday Season The holiday season is fast approaching and for many, it is a season of spending. Christmas is about spending quality time with the people we love and showing them that we love them. Gift giving is one of the most special and recognized way of…
Are You On Track With Your 2016 Goals?
As 2016 winds down, are you on track with your 2016 goals? Where did the year go? We all started out the year with such promise and many plans. We have just a little over a month to go, if you haven’t already taken stock, please take some time out to do so; review the…
Some Tips to Track Your Spending
This is continuing the discussion on some ways to curb spending on items you did not budget for and some tips to track your spending. Some of the main tools required are Discipline, Tracking and Being Conscious. Limit use of Cash – Limit paying for goods and services with cash. Either use cheques or make…
How much of your money you are wasting?
Have you considered how much of your earnings you cannot account for? Apart from your needs, like groceries and wants like a new pair of black shoes, there is another real category called the “Unclassified and Uncaptured spending”. There are many ways to set a budget and to decide how much to spend on a…
LagosMums and Christmas Financial Management
As we get close to Christmas and before the shopping frenzy gets into full gear, put a simple Christmas budget in place; it will help you determine exactly how much you can afford to spend on Christmas and all its trappings Don’t let Christmas catch you by surprise It’s that time of year again…it comes around…