Contributed by Nimi Akinkugbe Mothers make huge sacrifices for their families and often neglect their own needs in the process. One area that is often entirely ignored is their financial security. A lack of financial skills has the potential to negatively impact not only a woman’s future, but also that of her children. Women face …
Contributed by Nimi Akinkugbe As two individuals merge all their worldly goods there are many things to consider. After the excitement of the wedding ceremonies, it is time to face your financial future together. Have you effected your name change on your documents? Will you have joint or separate accounts? How will you manage your …
contributed by Nimi Akinkugbe There is a common misconception that you have to spend huge amounts of money to look good. I am no fashion expert but I do know that being well dressed doesn’t have to cost a fortune. If you invest some time in careful planning and treat your clothes like an investment, …
Are you prepared for this year’s life events? What are the major life events you anticipate this year? Are you prepared for them financially? Our lives are shaped by various life events that come with financial consequences. Many people get swept up in such events without being financially prepared. Life events range from the significant milestones …
How have you fared in 2013? The end of year is always a good time to take stock and look back at what for many has been a challenging year financially and otherwise, and to prepare yourself for 2014. Here are a few things to consider before the end of the year to ensure that …
By Nimi Akinkugbe Naturally it is the desire of every parent or guardian to give their children the best possible start in life. One of the best ways to build a foundation for a secure future is through a sound education. Education opens doors to many opportunities, and is a necessity in today’s global economy. …
Having a budget is something that is personal to you and your circumstances. To make an effective budget plan, be honest with yourself and make a note of what’s coming in and what’s going out each month. Knowing exactly where your money goes allows you know what exactly you have to spend after taking care …
Contributed by Mrs Nimi Akinkugbe Cell phones have become such a major part of our existence and for most people our telephone bills have become a large monthly expense. Have you ever returned from abroad to find a shocking mobile phone bill awaiting you? When you use your phone abroad, as soon as it is …
by Nimi Akinkugbe Shakespeare’s Polonius offers the sage advice to his son Laertes in Hamlet “Neither a borrower nor a lender be, for loan oft loses both itself and friend.” Consider this scenario: A friend calls you and needs to see you urgently. It can’t be discussed on the telephone; she must visit you personally. …
Money manners: Is a friend in need a friend in deed? Read More »
It’s time for Your Annual Check Up Are you one of those people that postpone scheduling your annual dental check up? The result of not having a regular check up means that you may end up having a painful emergency that will cost a lot more than it would have done if only you’d gone …