Have you considered how much of your earnings you cannot account for? Apart from your needs, like groceries and wants like a new pair of black shoes, there is another real category called the “Unclassified and Uncaptured spending”. There are many ways to set a budget and to decide how much to spend on a […]
How much of your money you are wasting? Read More »
Planning for your Child’s Education Part II By Nimi Akinkugbe as a continuation to Planning for your Child’s education series, here for Part I. “Save now, or you’ll pay later” Many parents pay school fees on an ad hoc basis without any advance planning. With the rising cost of education, if sound investments are not
Planning for your Child’s Education Part II Read More »
Contributed by Nimi Akinkugbe Mothers make huge sacrifices for their families and often neglect their own needs in the process. One area that is often entirely ignored is their financial security. A lack of financial skills has the potential to negatively impact not only a woman’s future, but also that of her children. Women face
The gift of financial security on Mother’s Day Read More »
Contributed by Nimi Akinkugbe As two individuals merge all their worldly goods there are many things to consider. After the excitement of the wedding ceremonies, it is time to face your financial future together. Have you effected your name change on your documents? Will you have joint or separate accounts? How will you manage your
Yours, Mine, and Ours Read More »
contributed by Nimi Akinkugbe There is a common misconception that you have to spend huge amounts of money to look good. I am no fashion expert but I do know that being well dressed doesn’t have to cost a fortune. If you invest some time in careful planning and treat your clothes like an investment,
Can you be frugal and fabulous? Read More »
Are you prepared for this year’s life events? What are the major life events you anticipate this year? Are you prepared for them financially? Our lives are shaped by various life events that come with financial consequences. Many people get swept up in such events without being financially prepared. Life events range from the significant milestones
Are you prepared for this year’s life events? Read More »
How have you fared in 2013? The end of year is always a good time to take stock and look back at what for many has been a challenging year financially and otherwise, and to prepare yourself for 2014. Here are a few things to consider before the end of the year to ensure that
Annual Review of your Personal Finances Read More »
By Nimi Akinkugbe Naturally it is the desire of every parent or guardian to give their children the best possible start in life. One of the best ways to build a foundation for a secure future is through a sound education. Education opens doors to many opportunities, and is a necessity in today’s global economy.
Planning For Your Child’s Education – Part I Read More »
Having a budget is something that is personal to you and your circumstances. To make an effective budget plan, be honest with yourself and make a note of what’s coming in and what’s going out each month. Knowing exactly where your money goes allows you know what exactly you have to spend after taking care
Contributed by Mrs Nimi Akinkugbe Cell phones have become such a major part of our existence and for most people our telephone bills have become a large monthly expense. Have you ever returned from abroad to find a shocking mobile phone bill awaiting you? When you use your phone abroad, as soon as it is
Roaming and your phone bill Read More »